:root{
  --c-bg:#fff; --c-fg:#0f1a2b; --c-muted:#5b6878; --c-line:#e5e9ef;
  --c-primary:#0a5fb6; --c-primary-d:#084a8d; --c-accent:#f47b20; --c-accent-d:#d6691a;
  --c-soft:#f4f7fb; --c-good:#1c8a4a; --c-warn:#b8860b;
  --r:8px; --r-lg:14px; --shadow:0 1px 2px rgba(15,26,43,.06),0 4px 16px rgba(15,26,43,.06);
  --container:1180px;
  --f-sans:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
  --f-serif:Georgia,Cambria,"Times New Roman",serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--f-sans);color:var(--c-fg);background:var(--c-bg);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--c-primary);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.2;font-family:var(--f-serif);color:var(--c-fg);margin:0 0 .5em}
h1{font-size:clamp(1.8rem,2.6vw,2.6rem)}
h2{font-size:clamp(1.4rem,2vw,2rem);margin-top:1.6em}
h3{font-size:1.18rem;margin-top:1.4em}
p{margin:0 0 1em}
ul,ol{padding-left:1.2em}
.container{max-width:var(--container);margin:0 auto;padding:0 20px}
.btn{display:inline-block;padding:.85em 1.4em;border-radius:var(--r);font-weight:600;background:var(--c-accent);color:#fff;border:0;cursor:pointer;font-size:1rem;line-height:1;transition:background .15s}
.btn:hover{background:var(--c-accent-d);color:#fff;text-decoration:none}
.btn.ghost{background:transparent;color:var(--c-primary);border:2px solid var(--c-primary)}
.btn.ghost:hover{background:var(--c-primary);color:#fff}
.btn.lg{padding:1.1em 1.8em;font-size:1.05rem}

/* Header */
.site-header{border-bottom:1px solid var(--c-line);background:#fff;position:sticky;top:0;z-index:50}
.site-header .row{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:20px}
.logo{font-family:var(--f-serif);font-weight:700;font-size:1.35rem;color:var(--c-primary)}
.logo span{color:var(--c-accent)}
.nav{display:flex;gap:22px;flex-wrap:wrap}
.nav a{color:var(--c-fg);font-weight:500;font-size:.95rem}
.phone-cta{font-weight:600;color:var(--c-accent)}
@media(max-width:760px){.nav{display:none}}

/* Hero */
.hero{padding:60px 0 40px;background:linear-gradient(180deg,var(--c-soft) 0%,#fff 100%)}
.hero h1{margin-bottom:.3em}
.hero .sub{color:var(--c-muted);font-size:1.15rem;max-width:62ch;margin-bottom:1.5em}
.hero-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:start}
@media(max-width:880px){.hero-grid{grid-template-columns:1fr}}
.trust{display:flex;flex-wrap:wrap;gap:18px;margin-top:18px;color:var(--c-muted);font-size:.92rem}
.trust span{display:inline-flex;align-items:center;gap:6px}
.trust span:before{content:"✓";color:var(--c-good);font-weight:700}

/* Lead form */
.lead-form{background:#fff;border:1px solid var(--c-line);border-radius:var(--r-lg);padding:24px;box-shadow:var(--shadow)}
.lead-form h2{font-family:var(--f-sans);font-size:1.25rem;margin:0 0 6px}
.lead-form .lf-sub{color:var(--c-muted);font-size:.95rem;margin-bottom:14px}
.lead-form label{display:block;font-size:.85rem;font-weight:600;color:var(--c-fg);margin-bottom:4px}
.lead-form input,.lead-form select{width:100%;padding:.7em .8em;border:1px solid var(--c-line);border-radius:var(--r);font-size:1rem;font-family:inherit;background:#fff}
.lead-form input:focus,.lead-form select:focus{outline:2px solid var(--c-primary);outline-offset:1px;border-color:var(--c-primary)}
.lead-form .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.lead-form .field{margin-bottom:12px}
.lead-form .consent{font-size:.78rem;color:var(--c-muted);display:flex;gap:8px;align-items:start;margin:8px 0 14px}
.lead-form .consent input{width:auto;margin-top:3px}
.lead-form button{width:100%}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* Sections */
section{padding:50px 0}
.section-soft{background:var(--c-soft)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:30px}
@media(max-width:880px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.grid-3,.grid-4,.grid-2{grid-template-columns:1fr}}

.card{background:#fff;border:1px solid var(--c-line);border-radius:var(--r-lg);padding:22px;transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.card h3{margin-top:0}
.card .icon{font-size:1.8rem;margin-bottom:8px}
.card .meta{color:var(--c-muted);font-size:.88rem;margin-top:8px}

.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;color:var(--c-primary);font-weight:700;margin-bottom:6px}

/* Article body */
.prose{max-width:72ch;font-size:1.05rem}
.prose h2{margin-top:1.6em}
.prose ul li{margin-bottom:.3em}

/* Layout with sidebar */
.with-sidebar{display:grid;grid-template-columns:1fr 360px;gap:40px;align-items:start}
@media(max-width:980px){.with-sidebar{grid-template-columns:1fr}}
.sticky{position:sticky;top:90px}

/* FAQ */
.faq details{border-top:1px solid var(--c-line);padding:14px 0}
.faq details:last-child{border-bottom:1px solid var(--c-line)}
.faq summary{cursor:pointer;font-weight:600;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;gap:20px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";color:var(--c-primary);font-size:1.3rem;font-weight:400}
.faq details[open] summary:after{content:"−"}
.faq details > p, .faq details > div{padding-top:8px;color:var(--c-muted)}

/* Cost band */
.cost-band{background:var(--c-soft);border-left:4px solid var(--c-primary);padding:18px 20px;border-radius:var(--r);margin:22px 0}
.cost-band .nums{display:flex;gap:30px;flex-wrap:wrap;margin-top:8px}
.cost-band .nums div{}
.cost-band .nums b{display:block;font-size:1.4rem;color:var(--c-primary);font-family:var(--f-serif)}
.cost-band .nums span{color:var(--c-muted);font-size:.85rem}

/* Internal-link grid */
.link-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:6px 16px;font-size:.92rem;margin:14px 0}
@media(max-width:760px){.link-grid{grid-template-columns:repeat(2,1fr)}}

/* Footer */
.site-footer{background:#0f1a2b;color:#cbd3df;padding:50px 0 24px;margin-top:60px;font-size:.92rem}
.site-footer h4{color:#fff;font-family:var(--f-sans);font-size:.95rem;margin-bottom:10px}
.site-footer a{color:#cbd3df}
.site-footer .grid-4{gap:30px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:6px}
.site-footer .legal{border-top:1px solid #1f2c44;padding-top:18px;margin-top:30px;color:#7a8699;font-size:.82rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

/* Tool UI */
.tool-ui{background:#fff;border:1px solid var(--c-line);border-radius:var(--r-lg);padding:24px;box-shadow:var(--shadow)}
.tool-ui label{display:block;font-weight:600;margin-bottom:4px;font-size:.9rem}
.tool-ui input,.tool-ui select{width:100%;padding:.6em .7em;border:1px solid var(--c-line);border-radius:var(--r);font-size:1rem;margin-bottom:14px}
.tool-result{background:var(--c-soft);padding:20px;border-radius:var(--r);margin-top:18px}
.tool-result b{font-size:1.6rem;color:var(--c-primary);display:block;font-family:var(--f-serif)}

/* Mobile sticky CTA */
.mobile-cta{display:none}
@media(max-width:760px){
  .mobile-cta{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--c-line);padding:10px;gap:8px;box-shadow:0 -4px 14px rgba(0,0,0,.06)}
  .mobile-cta .btn{flex:1;text-align:center}
  body{padding-bottom:70px}
}

/* Utility */
.muted{color:var(--c-muted)}
.small{font-size:.88rem}
.center{text-align:center}
.mt-0{margin-top:0}
.mb-0{margin-bottom:0}
.tag{display:inline-block;background:var(--c-soft);color:var(--c-primary);padding:3px 10px;border-radius:99px;font-size:.78rem;font-weight:600}